Equipment finance

We offer a range of IT finance products and solutions that can be tailored to your customers’ changing business needs. These include...

Operating lease

• Off balance sheet funding
• Your customer will not generally own the equipment at end of lease
• Rentals carry VAT and are deductible against profits

Finance lease

• Full invoice amount is financed
• Your customer can return or continue to use the equipment at end of lease
• This will appear on balance sheet and payments are 100% tax allowable

Hire purchase

• Total payments cover full cost of the equipment, plus interest
• Your customer will generally own the equipment upon final payment
• This will appear on balance sheet and capital allowances are claimed

Loans

• Total payments cover the full costs
• Your customer will generally own the equipment upon final payment
• We offer competitive rates in comparison with banks